Tugo Visitor to Canada Medical Questionnaire
What do you need to know?
It’s important to answer the Medical Questionnaire correctly. If you qualify for the insurance but you or a representative buying insurance on your behalf inaccurately answer any of the Rate Qualification questions, a $15,000 USD deductible applies to any incident claimed, in addition to any other deductible you may have selected.
At the time of a claim, if the answers are not complete or accurate, coverage won’t be provided until you correct your answers and, if applicable, you pay any additional premium that may be required.
Q. When do you need to complete the Medical Questionnaire?
A. If you are 60 years of age or older, you must answer the Medical Questionnaire to purchase Emergency Medical Insurance.
Q. Why do you need to complete the Medical Questionnaire?
A. Your answers will determine the premium (cost) of your insurance.
Q. Does answering the Medical Questionnaire mean you’re covered for pre-existing conditions?
A. No, it determines the premium of your insurance. Details about Pre-existing Condition coverage are in the policy.
Q. Can a representative answer the Medical Questionnaire on your behalf?
A. Yes, but you should verify that the answers shown on the policy declaration are complete and accurate. If any of the answers are incorrect on your Medical Questionnaire, please let your agent know.
Q. What should you do if you don’t know how to answer a question?
A. Refer to the “What else do you need to consider?” sections. If you’re still unsure, talk to your physician for advice before completing the Medical Questionnaire.
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What else do you need to consider?
The following information is for general reference only. You should consult your physician(s) for more detailed information about medical conditions that may affect you.
Atrial fibrillation
Atrial fibrillation is a type of arrhythmia. Choose this condition if you’ve been diagnosed specifically with atrial fibrillation and not any other type of arrhythmia or dysrhythmia.
Coronary Artery Disease (CAD)
Coronary Artery Disease can be caused by arteriosclerosis and/or atherosclerosis. If you’ve been diagnosed with CAD and arteriosclerosis and/or atherosclerosis, choose all these conditions.
Experimental treatment
If you’ve been diagnosed with a condition and are receiving experimental treatment for it, whether the experimental treatment has been approved by Health Canada or not, choose that condition.
Medical study
If you’ve been diagnosed with a condition and are participating in a medical study for it, choose that condition.
Office Hours: 8:30-4:30 MT
Simpson Group Insurance Services
99 Evergreen Terrace SW
Calgary, AB, T2Y 2R7 Canada
Proud member of the Travel Health Insurance Association of Canada (THIA)
Site by Daniel
Office Hours: 8:30-4:30 MT
Simpson Group Insurance Services
99 Evergreen Terrace SW
Calgary, AB, T2Y 2R7 Canada
Proud member of the Travel Health Insurance Association of Canada (THIA)
Site by Daniel